Restaurants, Halls, Clubs, Bars and Taverns

 Let us help you find the insurance you need  for your restaurant at a price you can afford. We will search for an insurance program that best fits your price and coverage needs.

Whether you have an established food related business (restaurant, function hall, social club, bar or tavern) or are starting a new one, you need an experienced insurance professional who can help identify your  insurance needs and offer you a variety of competitively priced insurance products from which to choose.  

Restaurants come in many shapes and sizes. From fine dining to fast food, Fel Medeiros can help you find an insurance program to meet the unique needs of your restaurant at a price you can afford.

Bakeries, Restaurants, Social Clubs and other food related businesses

•  Bakery & Pastry Shops 
•  Bars, Taverns & Nightclubs 
•  Bed and Breakfast
•  Candy Stores  
•  Caterers (on/off premises) 
•  Delicatessens  
•  Farmers Markets 
•  Fast Food - Take Out 
•  Ice Cream Parlors  
•  Liquor Stores
•  Mini-marts 
•  Restaurants
•  Social Clubs   
   
  Restaurant Insurance Coverage Available 

• Building insurance  
• Improvements and Betterments insurance 
• Equipment insurance
• Contents insurance
• Business Income insurance
• Food spoilage insurance
• Premises & Products Liability insurance
• Liquor Liability insurance
• Workers' Compensation insurance
• Business Auto insurance
• Non-Owned and Hired Autos insurance
• Umbrella insurance

Special Coverage available for Restaurant Owners

• Exterior Signs - On & Away From Premises
• Fire Extinguishing Equipment Recharge
• Sewer Back Up
• Credit Card Forgery
• Employee Dishonesty
• Expediting Expenses
• Extra Expense
• Lock Replacement Coverage
• Money & Securities - Inside/Outside
• Ordinance or Law
• Outdoor Property
• Personal Effects & Property of Others
• Pollution Clean-Up & Removal
• Spoilage Damage  

Ways for restaurants to reduce insurance rates:

Some insurance companies provide rate discounts to businesses when their employees are certified in certain approved alcohol awareness training programs or security training programs.    
 
Food businesses we can insure include:

Bakery, Bistro, Brasserie, Buffet, Cafe, Cafeteria, Cantina, churrascaria, Coffeehouse, Concession stand, Diner, Drive-in, Fast food restaurant, Food cart, Food court, Food truck, Greasy spoon, Juice bar, Mobile catering, Oyster bar, Patisserie, Pizza, Raw bar, Sandwich bar, Soda shop, Steakhouse, Sushi,Take-out, Taqueria, Taverna, Trattoria, Truck stop and more.

Cuisines we can insure include:

American, Argentinean, Asian, Brazilian, Cajun, Caribbean, Chinese, Cuban, French, Fusion, German,  Greek, Indian, Irish, Italian, Jamaican, Japanese, Korean, Kosher, Lebanese, Mediterranean, Mexican. Middle Eastern, Moroccan, Persian, Peruvian, Polish, Polynesian, Portuguese, Puerto Rican, Russian, Spanish, Sushi, Thai, Turkish, Vegetarian, Vietnamese and more.  

Liquor Liability Insurance for Massachusetts restaurants and bars:

Starting August 28, 2010, new legislation signed into law, requires Massachusetts bars and restaurants serving liquor for on premises consumption to provide proof of liquor liability insurance before renewing their liquor license.

Call Fel Medeiros at 781-526-0810 for more information.

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